Your Free UK Take-Home Pay Calculator

Instantly calculate your take-home pay, tax, and National Insurance. Uncover potential tax traps and optimise your earnings.

Updated for 2024/25
Instant Results

1. Enter your Gross Salary: This is your total annual pay before any tax or deductions.

2. Check your Tax Code: The default is 1257L (standard for 2024/25). If yours is different (check your payslip or P45), enter it to get accurate results.

3. Advanced Settings: Click "Advanced Tax Settings" to add:

  • Pension Contributions: Select "Salary Sacrifice" (deducted before tax) or "Relief at Source" (deducted from net pay).
  • Student Loans: Select your plan type(s).
  • Taxable Benefits: Add company cars or health insurance values.

1Enter Your Details

£
GBP

Your tax code for this employment is 1257L

1257

Your tax-free amount for this employment or pension is £12,579.

L

You're entitled to the standard tax-free Personal Allowance.

Annual Take-Home

£22,421.40

Monthly Take-Home

£1,868.45

Your PAYE Income Tax Estimate

Total Gross Income

£30,000.00

Income Tax Estimate

£3,184.20

Pension: £1,500.00
Tax Free: £12,579.00
Taxable: £15,921.00
£0£30,000.00
Pension contribution (no tax or NI)
£1,500.00
Personal Allowance (no income tax)
£12,579.00
Taxable income
£15,921.00
Income Tax estimate
£3,184.20

Deductions Breakdown

Gross Salary£30,000.00
Income Tax-£3,184.20
National Insurance-£1,394.40
Pension Contribution-£1,500.00
Total Deductions-£6,078.60

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TaxRadar Proactive Alerts

The Sneaky 60% Marginal Tax Rate

Between £100,000 and £125,140, your Personal Allowance is reduced by £1 for every £2 you earn. This creates an effective marginal tax rate of 60%.

High Income Child Benefit Charge (HICBC)

If you or your partner earn over £60,000, you may need to repay some or all of your Child Benefit. This creates a tax cliff.

Planning for a Bonus or Job Change?

Bonuses and commissions are often taxed heavily due to the "Month 1" emergency tax trap. Calculate your actual take-home and see how much you'll lose to tax.

Calculate Your Bonus Tax →